General Asset Based Lending

People - MidCap Financial Services, LLC*

William Gould
President – Specialty Lending • wgould@midcapfinancial.com • 301-841-6437

William Gould is a co-founder of MidCap Financial and President of Asset Based and Life Sciences Lending. Prior to joining MidCap, Mr. Gould created and ran the life sciences venture finance practice for Merrill Lynch Capital Healthcare Finance. Mr. Gould also served as a Team Leader responsible for underwriting asset based and specialty real estate loans at Merrill Lynch Capital. From 2001 to 2003, Mr. Gould was a Vice President at GE Capital’s Healthcare Commercial Finance business unit where he led the asset based underwriting group. Mr. Gould also spent four years in the corporate and securities group of the law firm of Hogan and Hartson. Mr. Gould holds a B.A. in Philosophy from Haverford College and a J.D. from the University of Virginia School of Law.

Garrett Fletcher
Managing Director & Product Head – General Asset Based Lending • gfletcher@midcapfinancial.com • 301-841-6439

Garrett Fletcher currently heads MidCap’s Asset Based Lending group. Mr. Fletcher has over 20 years of experience originating, structuring and executing structured debt financings for companies. Prior to joining MidCap, Mr. Fletcher was head of asset based underwriting for Merrill Lynch Capital Healthcare Finance. Mr. Fletcher has also worked in various underwriting capacities for GE Capital Healthcare Commercial Finance and its predecessor entities, Heller Healthcare Finance, and Healthcare Financial Partners. Mr. Fletcher holds a B.A. in Biology with Distinction from the University of Virginia.

Bianca Barredo
Managing Director – General Asset Based Lending Originations • bbarredo@midcapfinancial.com • 310-622-7889

Bianca Barredo is Managing Director of the General Industries Asset Based Lending Group focusing on originating, underwriting and structuring financing solutions with investment banks, restructuring advisors, and debt investors for public and private companies. Prior to joining MidCap, she was Senior Vice President at GE Capital, Corporate Finance Group, where she was responsible for sourcing and originating cash flow, ABL, and unitranche transactions. Additionally, she spent eight years at Comerica Bank, beginning in their Credit Training Program, and most recently as Vice President, Team Leader where she was responsible for underwriting and portfolio management for lower middle market companies backed by private equity sponsors. Bianca holds an M.B.A. from UCLA Anderson School of Management and a B.S. from USC Marshall School of Business.

Bradley Kastner
Managing Director – General Asset Based Lending Originations • bkastner@midcapfinancial.com • 646-677-0001

Brad Kastner is a Managing Director of MidCap’s General Industries Asset Based Lending Group focusing on originating and structuring financing solutions with investment banks, restructuring advisors, and debt investors for public and private companies. Prior to joining MidCap, he held originations, underwriting and portfolio management positions at Amalgamated Capital and CIT Group, where he participated in CIT’s full-time Credit Training Program. Brad earned a Bachelor of Science in Management from the Martin J. Whitman School of Management at Syracuse University.

Dana Knowlton
Managing Director – General Asset Based Lending Originations • dknowlton@midcapfinancial.com • 404-994-7027

Dana Knowlton is a Managing Director for MidCap’s Asset Based Lending Group. Prior to MidCap, Mr. Knowlton was a Managing Director at Wells Fargo Capital Finance, where he was responsible for originating and structuring asset based and cash flow financings with private equity sponsors, investment banks, restructuring advisors, alternative credit investors, and public and private companies. Additionally, he spent two years as a member of Wells Fargo’s Corporate and Investment Bank within the Financial Institutions Group. Prior to joining Wells Fargo, he was an investment banking analyst at Houlihan Lokey. Mr. Knowlton is actively involved with various Association for Corporate Growth, Turnaround Management Association, and Secured Finance Network initiatives, and also serves as a member on the Professional Leadership Network for the American Prairie Reserve – a nonprofit based in Montana. Mr. Knowlton earned a B.S. in Finance from the Carlson School of Management at the University of Minnesota.

Michael Ciatto
Managing Director – General Asset Based Lending Underwriting • mciatto@midcapfinancial.com • 240-383-1608

Michael Ciatto leads the underwriting team in the Asset Based Lending group at MidCap Financial where he is responsible for structuring, negotiating and executing senior financing for middle market companies. Prior to joining MidCap, Mr. Ciatto was a Vice President in the Financial Sponsors Group in the Investment Banking Division at Barclays Capital, based in Los Angeles. Prior to Barclays, Mr. Ciatto was an Associate in the Investment Banking Division at Credit Suisse. Mr. Ciatto earned his M.B.A. from the Wharton School at the University of Pennsylvania, and his B.S. in Finance and Management Information Systems from the Robert H. Smith School of Business at the University of Maryland.

Bruce Jennings
Managing Director – Due Diligence • bjennings@midcapfinancial.com • 301-760-4625

Bruce Jennings currently directs MidCap’s due diligence services, working primarily with the Asset Based Lending and Real Estate Lending groups. Mr. Jennings has over 10 years of experience in healthcare finance, most recently managing due diligence efforts at Merrill Lynch Capital Healthcare Finance. Mr. Jennings has also worked in various accounting and finance, due diligence and portfolio management roles with GE Capital Healthcare Commercial Finance, Heller Healthcare Finance and Healthcare Financial Partners. Mr. Jennings has an additional eight years experience in the healthcare industry, serving as CFO and Controller with several nursing home, hospice and home health organizations. Mr. Jennings holds a B.S. in Business Administration from Cornell University.

Phyliss Hasen
Director – General Asset Based Lending Underwriting • phasen@midcapfinancial.com • 404-419-2417

Phyliss Hasen is an underwriter in MidCap’s Asset Based Lending Group where she is responsible for structuring, negotiating and executing senior financing for middle market companies. Ms. Hasen has over 25 years of diversified financial lending experience including asset-based lending, leveraged finance, account management and equipment finance. Prior to joining MidCap, Ms. Hasen held credit and underwriting positions at Wells Fargo Foothill, GE Capital and AloStar Business Credit. Ms. Hasen holds an M.B.A. from the Lubin School of Business at Pace University and a B.S. from the Eller College of Management at the University of Arizona.

Chelsea Hollenkamp
Vice President – General Asset Based Lending Originations • chollenkamp@midcapfinancial.com • 312-488-4531

Chelsea Hollenkamp is a Vice President of MidCap’s General Industries Asset Based Lending Group focusing on originating and structuring financing solutions with investment banks, restructuring advisors, and debt investors for public and private companies. Prior to joining MidCap, Chelsea was with JP Morgan Chase, where she was responsible for underwriting and portfolio management for middle market companies. Chelsea has a B.A. in Economics from Vanderbilt University.

Nitin Chandra
Vice President – General Asset Based Lending Underwriting • nchandra@midcapfinancial.com • 240-383-3121

Nitin Chandra is a Vice President in MidCap’s Asset Based Lending and Technology Finance groups, where he is responsible for structuring, negotiating and executing senior financing for middle market companies. Prior to joining MidCap, Mr. Chandra was a Senior Associate in the Middle Market Investment Banking Group at Wells Fargo Securities, based in Charlotte, NC. Mr. Chandra earned his M.B.A. from the McDonough School of Business at Georgetown University and his B.S. in Systems Engineering from the School of Engineering & Applied Science at the University of Virginia.

Nabhan Chowdhury
Vice President – General Asset Based Lending Underwriting • nchowdhury@midcapfinancial.com • 416-553-6645

Nabhan Chowdhury is a Vice President in MidCap’s Asset Based Lending Group where he is responsible for structuring, negotiating and executing senior financing for middle market companies. Nabhan joined MidCap in 2014 as a member of the ABL Underwriting team. He holds a B.S. from the Wharton School of the University of Pennsylvania.

* See "Firm Overview" page for information on MidCap Financial's relationship with MidCap Financial Services, LLC and Apollo Capital Management, L.P.